Introduction

This webinar will help you to build, implement, and maintain strong credit culture. This course offers 14 tools to test and check the strength of the organization’s credit risk management and techniques for remediating and improving credit culture and credit risk management.

Learning Objectives

  • Learn elements of a strong credit culture
  • Explain linkage between credit culture and credit risk management
  • Describe the 14 credit discipline tools essential to a strong credit risk management and its culture

Area Covered In The Webinar

4 types of credit cultures and optimal credit culture

Elements of credit risk management

Regulatory expectations for credit culture and credit risk management

Role of credit discipline tools in building and maintaining credit culture and credit risk management

  • Written credit policy
  • Risk-driven credit analysis
  • Uniform credit packages
  • Experienced underwriting
  • Informed decision-making
  • Proper loan approval—minimal credit policy exceptions
  • Valid, granular risk rating system
  • Reliable closing and booking—minimal loan documentation exceptions
  • Loan performance monitoring and reporting
  • Independent loan review and audit functions
  • Adequate loan loss reserve
  • Professional problem asset management
  • Credit lending and training

Why should you attend?

Both bank regulators and the market expects and demands excellence in credit risk management. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.

Who Will Benefit

  • Senior Lenders
  • Chief credit officers
  • Chief executive officers
  • Bank presidents
  • Bank directors
  • Credit risk managers
  • Credit approval officers

ENROLLMENT OPTIONS

Live
Show More
On Demand
Combo Pack
ENROLL NOW

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and train Know More

Dev Strischek